Energy saving tips for the home!
In order to really save on your energy usage it is important to get into good habits. We all have lots of appliances that use electricity and they will eat up your money – especially the ones that heat up. Here are some tips that really work –
Switching off your appliances at the wall switch before you go to bed – all appliances use more electricity than you think when on standby.
Remember to switch off your iron, your oven and any electric cooking appliances separately plugged in, a few minutes before you finish. They will retain heat for some time, and usually this is wasted if you only switch off when you have finished. [Read More...]
Money saving advice!
It is now pretty generally realised that you can make substantial savings on your weekly shopping bill by switching the largest part of your shopping at the cheap supermarkets. You will find that many key items will cost around a third or half of the prices of the bigger supermarkets. Most people find that though the choice of goods is often limited, and may only be own branded goods, the overall quality is excellent and as good if not better than some bigger and more expensive supermarkets. Usually people find that they can do their basic food shopping at the cheap supermarket – the vegetables will most likely be class 1 and around half the price you used to pay – and then top up for specific items they don’t stock at their usual supermarket. They will also find that alcohol (such as wine) is a reasonable price and good quality, and there are many bargains to be found in household goods and personal goods- though they are unlikely to be stocked more than a week or two. [Read More...]
If you regularly commute by train it may be that you have difficulty reducing your travel costs, though there are a number of ways that we can reduce this expensive part of our living costs such as:
- Car sharing – it’s worth searching either online or by an advert in the local paper to see if there is someone doing the same journey as you and who could share costs.-If you are working in a city or on a business park site where there are lots of employees its worth looking around. Perhaps you could shorten your rail journey and have someone pick you up at a point nearer your workplace, or halve your fuel costs by sharing your car.
- Get a more fuel-efficient car- you can seriously reduce your travel costs by looking to change your car for one that doesn’t guzzle quite so much fuel – and if it is also more eco-friendly save on road tax too! It may just be the time for considering whether commuting in the 4X4 is really what you want to dribble your money away on.
- Walk more- not just for being healthy (it will do you good too) but it can save a great deal of money when you tot up all the times you got the car out to travel to the local shops for a paper or such when it would have taken only a few minutes to walk there and back .Folks spend money on going to the gym when they could spend their energy with a brisk walk to the shops and save money too.
The easy credit society is running out of steam for many people – it was easy enough to get credit at the start and so easy to buy lots of stuff on credit cards, but there is an inevitable payback time.
Nowadays there are many people living a nightmare of having run up large amounts on several credit cards find that their monthly repayments are so high they have no money spare after paying their living expenses to actually pay them off, and so are stuck with paying the minimum amount off-and still scrimping to do it. Paying off the card becomes a more and more distant policy. [Read More...]